Are you self-employed or a seasonal worker in Maine and looking for health insurance? Are you newly self-employed and unsure how to shop for health insurance? Do you want to make the switch to self-employment, freelance work, or consulting but are worried about giving up your corporate health insurance benefits?
Taro Health is a brand new health insurance plan offering full coverage to Mainers who live in Cumberland County.
If you’re one of the following, keep reading:
- Seasonal worker
- Small business owner
- You don’t get health insurance through your work
- Remote worker
- Looking to relocate to Maine
- Thinking to make the switch to self-employment
You can sign up for Taro Health plans starting November 1, 2022 on CoverME.gov.
By checking out CoverME.gov, you can find out if you qualify for subsidies that will cover the majority of the monthly premiums. View full list of Taro Health plans here.
When you’re no longer getting health insurance through your employer, decision making and financial planning gets harder. Taro Health wants to make it easier for you to look for health insurance for yourself and your family AND give you the resources to help make those decisions easier.
Here’s our list of questions you may think about when you’re shopping for health insurance:
Do my monthly premiums actually cover the healthcare that I need?
Sometimes health insurance plans make it so tricky to understand what’s actually covered by your monthly premium. Most of our competitors will require copayments and coinsurances for basic healthcare. With Taro Health, you’ll get all of this AND a DPC membership.
- Access to preventive care, primary care and mental health at $0 extra
- $0 labs
- $0 generic drugs
- Co-Pays as low as $0 for X-Rays
- Co-Pays as low as $25 for Specialist Visits
- Co-Pays as low as $25 for Speech & Physical Therapy
- Co-Pays as low as $150 for Imaging (e.g. CT Scans, MRIs, etc)
Taro Health’s monthly premiums include a free of charge direct primary care (DPC) membership where you’ll be able to get 80-90% of your healthcare problems solved.
Is my primary care physician sufficiently accessible?
Do you trust and know that your doctor already knows your full medical history or do you have to constantly have to explain yourself to a new doctor every time?
Taro Health’s direct primary care physicians make sure that your visits are longer than 5 minutes – yes, you’ll be able to see your doctor AND you won’t feel rushed out the door.
Text or call your doctor when you need to instead of rushing into the ER or urgent care for something your doctor can help you with.
Do I have a quality network of physicians for my hospital and specialist care needs?
We understand - healthcare coverage isn’t just about primary care. That’s why we have partnered with MaineHealth to provide access to all of its specialists, facilities, and hospitals.
If you’re worried about MaineHealth being in the network, fear not. Taro Health’s partnership with MaineHealth is not going anywhere!
Check out coverme.gov to see if you qualify for subsidies.
Reminder: Clear Choice plans are required by all insurance plans on the individual and family marketplace. Taro Health does not recommend these plans because they will not include the Direct Primary Care features. Please make note when you search for plans on Coverme.gov
Ready to sign up with Taro Health? Here’s how:
Call our team!
Contact us directly. Call the Taro Health team at 207-210-3434 and we’ll be glad to walk you through our benefits and sign up when you’re ready.
If you’re looking for small business help, see our post about health insurance for small businesses.